Credit Optimal

Free Fico Score

By Robert Ferry on October 17, 2020

If you've been looking for where to get your FICO score for free, this article will take you through a comprehensive guide on doing it effectively. The Fair Credit Reporting Act stipulates that every credit data center should give its consumers a free credit report each year. At the same time, the Federal Law entitles […]

How Do Balance Transfers Work?

By Robert Ferry on October 15, 2020

Paying debts has proved a challenge to many individuals. This is mainly due to the hard economic times or failure to have a good economic plan. This article aims to unravel the different issues surrounding how to balance transfers work. For years, viable ways of debt payments have been selling assets to raise the funding […]

CreditRepair.com Review

By Robert Ferry on October 12, 2020

As more credit repair companies continue to proliferate the credit sphere, this article explains all you need to know about CreditRepair.com. People often have erroneous information, many errors with the credit issuers. This results in poor or bad credit standing and scores. The implementation of extensive credit repair work is imperative in such circumstances. Moreover, […]

How to Remove a Repossession from Your Credit Report

By Robert Ferry on October 5, 2020

Life is full of unprecedented events that might jeopardize your ability to complete payment. At a glance, a repossession occurs when you take decades to complete your auto loan. This makes the car lender take back the possession of the vehicle. The repossession usually happens without your consent nor that of a court of law. […]

Best Guaranteed Approval Credit Cards for Bad Credit

By Robert Ferry on October 3, 2020

A credit score of less than 599 is considered low, and you’ll hardly qualify for traditional credit cards. While it’s hard to get a conventional credit card, having a low credit score doesn’t mean you won’t get one completely. It’s possible to acquire a credit card regardless of your bad credit; nevertheless, it will not be […]

Best Guaranteed Installment Loans for Bad Credit

By Robert Ferry on October 1, 2020

If you have bad credit, having access to different financing options can undoubtedly be a daunting task. Lenders check your credit report to be sure that you won't default before approving your loan application. In other words, lousy credit can be a sign that you're likely to default in your loan payment, and lenders might […]

Self (formerly Self Lender) Review

By Robert Ferry on September 26, 2020

Choosing a credit builder is a daunting process. Thankfully, we’ve done extensive research and written a comprehensive Self (Formerly Self Lender) review for you. A common problem associated with many consumers is how they will build credit if they don’t have credit to begin with. Your credit score is incredibly important. It can be the […]

Does an Eviction Go to My Credit Report

By Robert Ferry on September 25, 2020

Several controversies surround the impact of an eviction on your credit report, and we’ve compiled a comprehensive guide to help you clear any doubts. Going through the eviction process can be the root of several financial problems. You could be wondering why you’re told there’s an eviction report in your record after trying countless times […]

Guaranteed Installment Loans for Bad Credit

By Robert Ferry on September 24, 2020

Guaranteed Installment loans have reasonable interest rates and monthly repayments to avoid the stressful colossal payments associated with other loans. If you have bad credit, having access to different financing options can undoubtedly be a daunting task. Lenders check your credit report to be sure that you won't default before approving your loan application. In […]

Ovation Credit Review

By Robert Ferry on August 14, 2020

If you’re scouring the market for a credit repair service, Ovation could be an option worth your consideration. One of the critical elements for establishing financial independence is ensuring your credit report is in good standing and that everything is polished. Ovation is a professional company that offers credit review services by checking your history, […]

Reflex MasterCard Review

By Robert Ferry on August 13, 2020

Having zero or poor credit history can be a huge stumbling block for getting a Credit Card with favorable rates and APRs. Without a doubt, there’s no worse feeling than walking into a shop and being denied a card based on poor credit history. If you’ve been scouring the market for good Credit Cards and […]

The Credit People Review

By Robert Ferry on August 12, 2020

Founded in 2001, The Credit People aims at helping people raise their credit scores and improve their credit reports through professional credit repair services. For a good reason, this repair company prides itself in calling themselves the “credit superheroes,” and has helped more than 200,000 people in correcting inaccurate entries that cannot be verified. For […]