Continental Finance is the manufacturer of Cerulean Credit card, a type of MasterCard that is beneficial especially to those people that do not have good credits. People having bad credit often find themselves in a situation where it is difficult for them to obtain a credit card. Even if they can find a company that will offer them a credit card despite their low creditworthiness, the company usually charges them with higher interest rates.
Cerulean Credit Card is a MasterCard which means it is acceptable in any place where credit cards are widely accepted. The card also provides the consumers with a monopoly to use it anywhere in the world. They do not need to concern themselves whether the credit card will be accepted or not. The Cerulean card is accepted both across the nation and worldwide.It offers people a viable solution that will solve their credit problems. For individuals struggling to keep a good credit score, the company offers such people a ‘starter card’ that is a type of credit card. Having a starter card would bring some relief to such individuals. And Continental Finance understands such need of people.
The Cerulean card helps people in building their credit score so that they can apply for a better credit card. This starter card is mainly used for emergency situations. This includes paying for medical that may arise as a result of an emergency. The Cerulean Master card service includes providing unsecured credit lines to people who would avail of this card from the company. To improve the credit score of its clients, the company will also provide month-wise reporting to major credit institutions. Hence, if the consumers are using this credit card and paying for its services each month, this would reflect positively on their credit score.
As a result, the article will review the services offered by the company, such as the advantages and disadvantages of owning a Cerulean Master Card. This article will further consider the opinions of people who have used this credit card before. Such reviews will provide candid responses and the experience of people utilizing the Cerulean Card.
There are several advantages of having Cerulean Credit Card. Some of the advantages are:
The signing process for Company's Mastercard is relatively easy and simple. And since the Cerulean card can only be issued through an invitation from the company, an individual cannot apply for it unless they have received an offer in their email. Given that the individual has received an offer code in their email, the application process for Cerulean MasterCard is pretty much straightforward. And this process can be completed in the following steps.
The first step is to visit the company’s website. When an individual is on their website, they will be shown a specific place to enter their reservation number. This reservation code is different for each individual. People who have received an email from the company can find this code in their email. Consumers would also need to enter their social security number to access the application.
In the second step, the system in place will scan the offer code and the social security number. Upon doing that, the website will be rerouted to a new page, and the individual will be given access to the application page. The consumers would need to fill out the entire application containing their personal information, full name, social security number, date of birth, physical address, and estimated gross monthly income.
To make sure here, all the information added in the application is accurate and not fabricated. False information will directly lead to the cancellation of the application, and the company can also pursue some legal action against that person.
After the application has been submitted, the company will notify the individual if they have been granted approval and when can they expect to receive their Cerulean Mastercard via the mail. The credit card would be delivered to them through mail on the mailing address provided by the individual when filling out the application. This is the last step.
The company can take a different span of time to make a decision on an application. So there is no set time on when to expect a final say from the company. There have been some cases where a person has received instant decisions online regarding credit card. However, there have been occasions where individuals heard back from the company after approximately a month.
At first, the Cerulean Mastercard might seem like a good fit for people considering having a credit card that offers promising benefits. The company provides several advantages to its consumers that make people get appealed towards it. However, there are a few drawbacks of owning this card, and people who have used the services of availing this Mastercard have listed down the following drawback. They include the following:
Consumers of Cerulean cards have mixed views about their experience with the company. While the majority of them are pleased with the services of the company, some are highly dissatisfied. People have shared their opinion, experiences on trustpilot.com. On this website, Cerulean Mastercard has a rating of 4.9/5.0, which shows a highly positive response from the consumers, with some consumers having an adverse experience. People express their opinions and expressions in a candid manner. Some of the examples of such reviews are attached below for reference.
It is quite apparent from the reviews that the company had dealings with people who had both good and bad experiences. The reviews are not just people’s views but their experience of what they went through. While a small proportion of consumers felt that their experience with the company was not good and they would look for another company, most of the consumers were beyond satisfied with the way the company does dealings with its client. Several reviews praise the customer service department of the company for their outstanding way to deal with the issues the clients faced.
The Cerulean Master card remains the favourite for most people who have used it for their own needs and preferences. There are some alternatives to this card that some unhappy clients have opted for. Let’s have a look at them.
The cerulean credit card offers several services at a decent rate that involves specific fees. The card has good reviews from a vast majority of its consumers, showing that it can be relied on. With its fraud protection policy, people get the satisfaction to use the card without any worries. Some fees that the company asks its clients to give are an annual fee of 99 USD and additional fees like late payments.
Moreover, if individuals are given the approval for a Cerulean card by the company, that means they do not need to submit a security deposit which is a relief for customers that are having a rough time in terms of finance.
However, there are other credit cards from other companies all offering different services at various rates and fees. Some of those cards can be easily granted, but there will be high-interest rates, annual and additional fees linked to them. Hence, despite all the pros and cons, the Cerulean Mastercard is a good fit for anyone new to the world of credit.